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Merging Accounts When You Get Married

Financial problems are one of the leading causes of divorce. According to a survey of 1,000 people, nearly half of American couples fight over money. But no matter the state of your finances, once you are married, all of your assets are merged in the eyes of the law. Coming up with a financial plan that works for your marriage is therefore of the utmost importance.

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Best Apps for New Parents

Your life has just changed for the better, but change can still be quite overwhelming no matter how great it is. With your new child safe in your arms, you can expect new challenges and new rewards every day moving forward. There are several great apps worth checking out that will help you maximize this experience of growing together as a family.

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Is Your Business Ready to Go Overseas?

If your business is ready for new markets, new horizons, and new challenges, an overseas expansion could be exactly what you need. However, doing business in new countries is a huge step and shouldn’t be taken lightly. To increase your chances for success, consider these major points before you commit to going global. 

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Collecting Sales Tax: It's Complicated

The majority of U.S.-based businesses that sell products or services must collect, report, and pay sales taxes on a regular basis. As a business owner, it’s important to understand this process and to get intimately familiar with the local, state, and federal requirements.

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Affordable Home Style Upgrades

Over the last couple of years, we have all spent much more time indoors. Now, you may be thinking of ways to enhance your surroundings. Whether you recently purchased a new house or you simply want to increase your home’s value, consider taking on some of these affordable upgrades.

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How to Use Less Oil in Your Cooking

If you want to improve your diet or lose weight, reducing your reliance on oil is an ideal step to take. While vegetable, olive, coconut, and other oils can help improve dishes and ensure quality cooking and baking, they add calories that you could easily avoid with different approaches.

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What is Collateral?

If you’re looking to get a loan so that you can purchase your dream home or start your own business, you may be asked to put up collateral. Collateral is a way of protecting lenders that can also help you get better rates, but using it to secure a loan can spell trouble if you fail to repay.

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Checks and Balances: Balancing Your Checkbook

Balancing a checkbook has been shorthand for financial responsibility for generations. While it’s always been presented as a laborious, unenviable task, keeping your money in order is fairly simple as long as you stick to a routine. Since so much of our world is now paperless and digital, balancing your checkbook is easier than ever.

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Should You Buy a Franchise?

It might seem like buying a franchise associated with an established brand and business is the fast track to financial independence. But becoming a franchise owner is every bit as involved as starting your own business from scratch — it takes time, dedication, and an informed approach. But if you know the ins and outs of franchise ownership, you could reap the benefits in a short amount of time.

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Preparing for Retirement: Roth IRA vs. 401(k)

Retirement may seem like a long way away, but time moves quickly and it could be here before you know it. That’s why it’s important to establish a lucrative, reliable retirement savings and investment solution now. The most common types are Roth IRA and 401(k) accounts. They may seem similar, but they have a handful of differences that may make one option more suitable for you than the other.

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