Payment apps like Google Pay, Cash App, and Venmo have become the preferred method of sending and receiving money for many people. Yet, you may be hesitant to jump on the bandwagon due to concerns about the security of using a payment app — and you’re not alone.

Carrying a card for everyday purchases can make life much more convenient, but the question you have to ask before opening your wallet is which card you should use. Credit cards and debit cards will both allow you to pay for the things you need, but each offers unique functions that separate one from the other.

For many people, an automated teller machine is still their preferred method of depositing checks and cash as well as withdrawing money. If you plan to use an ATM — whether near your home or in another town you’re visiting — make sure to follow this advice so you lessen the chance of becoming an ATM crime victim.

There’s so much that can be done with greater ease online, and that includes managing your money. Online banking is a feature offered by nearly every type of financial institution, and it offers a great deal of convenience and flexibility. By learning how to leverage online banking — and how to keep yourself safe in the process — you can take control of your finances without ever having to leave the comfort of your home.

Introducing your child to the world of finance should start at a young age and adapt in complexity as they grow. When the lesson of the day (or year) is all about saving and investing, consider using a certificate of deposit (CD) as a teaching tool. A CD will illustrate to your eager student how saving a portion of their allowance or earnings can grow into a greater sum, without the risk of losing it all due to a volatile market. Here is a closer look at why a CD is a useful, rewarding, and predictable way to teach money management to kids.

With easy-to-access data, convenient automatic transfers, and a variety of ways to organize your money, online banking can revolutionize the way you budget. Here’s a look at a few easy tips to help you budget better with the power of technology.

Saving your money in a financial account entails more than simply storing it away for future use. A healthy savings strategy should bolster your funds by producing interest as you work toward your retirement. That’s why it’s important to understand APY and how it affects your savings.

If you can’t afford a house on your own, or if you wish to purchase one together with a friend, a family member, or a partner, a joint mortgage could help you make homeownership a reality. Here’s a closer look at this financial tool and how it works.

For many kids, their move to college is the first time they’re leaving the nest and the day-to-day influence of their parents. If your child is a college-bound adolescent, you’re most likely equal parts proud and apprehensive about the changes your child is about to experience. While you and your child are prepping college room essentials, potential areas of study, and connecting with roommates, it’s important to review or introduce the following financial lessons before move-in day.

New technology helps make the completion of everyday tasks more convenient and accessible. But, these advancements can also seem daunting to anyone who has difficulty learning or trusting new technology. As the financial industry embraces digitization through online platforms, seniors can’t always follow their traditional methods of managing their finances. A grandparent, elderly friend, or partner may need some assistance navigating the ins and outs of online banking. Here are some pointers on how you can guide them.