One crucial element that can significantly impact your business’s financial standing is credit. Just as individuals rely on personal credit scores, businesses need to establish and maintain strong credit to access financing, secure favorable terms, and build trust with partners and suppliers. In this article, we’ll explore four methods to build business credit.

For many people, an automated teller machine is still their preferred method of depositing checks and cash as well as withdrawing money. If you plan to use an ATM — whether near your home or in another town you’re visiting — make sure to follow this advice so you lessen the chance of becoming an ATM crime victim.

In the world of small business, one crucial aspect that often gets overlooked is inventory management. Properly managing your inventory can have a major impact on your bottom line, cash flow, and overall business success. In this article, we’ll explore the fundamentals of inventory management, why it’s essential, and methods you can apply to keep your business financially healthy.

There’s so much that can be done with greater ease online, and that includes managing your money. Online banking is a feature offered by nearly every type of financial institution, and it offers a great deal of convenience and flexibility. By learning how to leverage online banking — and how to keep yourself safe in the process — you can take control of your finances without ever having to leave the comfort of your home.

Halloween is a chance to transform into someone or something else while getting candy from strangers. At face value, the combination seems odd, but it’s an honored tradition that brings joy and fun to kids of all ages. On such an absurd night, though, it’s especially important to be aware of dangers in the night, both real and imagined! Here’s a guide to staying safe when trick-or-treating.

Podcasts covering true crimes have exploded in popularity over the past decade, resulting in tons of options for listeners around the world. If you’re looking for a new obsession, there’s no mystery about the fact that these popular podcasts have the power to captivate, shock, and horrify audiences.

A healthy business must have a thriving customer base that provides stability as a major revenue driver. In fact, Harvard Business Review found that it’s easier and less costly to retain existing customers who already know your brand and your products or services than to acquire new customers. To have an effective customer retention approach, though, you need to make sure that your company considers these guidelines.

Successfully owning and operating a business comes down to preparation and follow-through. One area you may not be considering when you’re building your company is what happens if you or another part owner dies or becomes incapacitated. These and other scenarios are covered by what’s known as a buy-sell agreement, which is an essential tool for protecting your business in the long run.

Introducing your child to the world of finance should start at a young age and adapt in complexity as they grow. When the lesson of the day (or year) is all about saving and investing, consider using a certificate of deposit (CD) as a teaching tool. A CD will illustrate to your eager student how saving a portion of their allowance or earnings can grow into a greater sum, without the risk of losing it all due to a volatile market. Here is a closer look at why a CD is a useful, rewarding, and predictable way to teach money management to kids.