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My Cards offers you a modern, connected card experience that helps put your digital banking to work for you, now all in one location in the First Bank of the Lake Mobile Banking app!
If you’re in the market for a mortgage, certain criteria may help you get a better interest rate and save money over the long haul. Since just a few percentage points can translate to thousands in savings throughout the life of your loan, consider these strategies to help you put your best foot forward when applying for a mortgage.
Online banking can take the hassle out of managing your money — but common mistakes can jeopardize your savings and endanger your accounts. Here are some tips to help you stay safe when managing your money online.
Downsizing can help retirees save money and energy they might otherwise waste on space they do not need. But in the process of downsizing, they must choose whether to rent or purchase their next home. What are the pros and cons?
Are you thinking about adding an authorized signer to your credit card as a way to help them build or restore their credit score? Although this is a kind gesture, it can cost you if the person you trust to use your card is not financially responsible. And you should continue to practice good credit habits or risk damaging the credit of your signer. Here is a closer look at the pros and cons of adding an authorized signer to your account.
Every time you perform a financial transaction that involves your checking or savings account, you must provide a routing number and an account number. Both of these are mandatory in order for the operation to occur. To help you understand how these transactions work, here’s an explanation of what a routing number is and how it’s used.
Financial jargon can be confusing, especially when certain terms sound weirdly similar. Take pre-qualified and pre-approved, for example. These words appear to be synonyms, but when it comes to securing a mortgage, they have differences and specifically applied circumstances. Here is a closer look at the variances between pre-qualified and pre-approved and when each one applies.
Back when you were young and first opened a checking account, you probably used your debit card all the time, feeling the freedom of making purchases without needing to predict how much cash to have on hand.
Filling out your tax return is stressful enough, but realizing that you owe more than what you can afford to the Internal Revenue Service can be terrifying. It’s not exactly a bill you can ignore without dire circumstances, after all! Although panic is a natural reaction when faced with such a financial predicament, it is unnecessary; there are ways to settle your bill that will calm your nerves and the demands of the IRS.
Most people know that you shouldn’t file your taxes late. But what happens if you do? What are the penalties? In the United States, the annual deadline for most people to file their federal income tax return is typically April 15. If you fail to file a return, fail to pay taxes you owe, or only partially pay for the taxes you owe, the IRS may impose a number of penalties.