If you’re looking to get a loan so that you can purchase your dream home or start your own business, you may be asked to put up collateral. Collateral is a way of protecting lenders that can also help you get better rates, but using it to secure a loan can spell trouble if you fail to repay.

Balancing a checkbook has been shorthand for financial responsibility for generations. While it’s always been presented as a laborious, unenviable task, keeping your money in order is fairly simple as long as you stick to a routine. Since so much of our world is now paperless and digital, balancing your checkbook is easier than ever.

Retirement may seem like a long way away, but time moves quickly and it could be here before you know it. That’s why it’s important to establish a lucrative, reliable retirement savings and investment solution now. The most common types are Roth IRA and 401(k) accounts. They may seem similar, but they have a handful of differences that may make one option more suitable for you than the other.

Everyone has a different definition of “cool,” but there are some universal traits that most people can agree upon. For example, cool cars must look good, perform well, feature innovative technologies, signify something in the context of its time, or better yet, some combination of all of these. Based on these factors, the following are five of the coolest cars you can buy today — excluding ones that cost over six figures, because that would be cheating.

Bruce will get you approved and funded! We recently acquired Highland Roofing, a commercial roofing contractor in North Carolina, and found ourselves repeatedly screened out due to (i) the size of the loan required, (ii) the amount of goodwill on the balance sheet, and (iii) the company’s new construction exposure. Until Bruce, we struggled [to] find a financing partner that saw what we saw – a vibrant, growing company with a deep pool of talent. Bruce and FBOL got the pitch and saw our vision when no one else would. Bruce and his team get highest marks for how they conducted themselves throughout the process.